At a time when lack of affordability is a major issue for prospective homebuyers, eliminating minimum credit score requirements in GSE automated underwriting may sound like a great idea to expand credit access. However, there’s a reason the GSEs had such requirements in place for decades. They acted

The Federal Housing Finance Agency (FHFA) on Tuesday issued a final rule setting housing goals for Fannie Mae and Freddie Mac for 2026 through 2028, lowering benchmarks from 2025-2027 levels. The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 requires the FHFA to establish se

For Realty ONE Group founder and CEO Kuba Jewgieniew, 2025 was a special year, as it marked the 20th anniversary of his founding of the firm. “It is still a family business, supporting other family businesses and entrepreneurs with our agents and team leaders, and we really are one big family,” Jewg

A credit report shows a score and a list of tradelines. It does not show what to do next. When qualification hinges on small swings in a score, borrowers need coaching that translates data into actions. That is where modern loan officers add the most value: not by interpreting a score in isolation,